Politique GPC et processus de développement de mouvement
Éditer et affiner les idées de politiques, de modifications et de directives
Changements sur "G21-P007 Créer un accès aux services bancaires dans les points de vente de Postes Canada"
Sélectionner le mode de vue :
Corps du texte
Suppressions
- Auteurs
- -------
- John Turnbull et Tom Mitchell
- Proposition
- -----------
- Le PVC créera une banque d'épargne gouvernementale exploitée par Postes Canada qui offrira des
- services sans frais aux titulaires de comptes dans toutes les succursales postales. Les recettes de
- la banque permettront aux communautés de s'autonomiser en finançant des projets environnementaux et
- sociaux communautaires contrôlés démocratiquement et qui ne sont généralement pas financés par les
- banques commerciales.
- Objectif
- --------
- Créer une banque d'épargne postale de propriété publique pour :
- * Offrir des services financiers abordables à la population par l'intermédiaire des bureaux de
- poste, en particulier ceux des petites communautés éloignées qui ne sont pas actuellement desservies
- par les banques commerciales ;
- * Fournir aux gouvernements locaux un financement pour d'importants projets d'ordre social,
- environnemental et économique qui ne sont pas couramment financés par les banques commerciales ; et
- * Relier la population à son gouvernement fédéral dans le cadre d'un contrat social qui donne la
- priorité à l'intérêt public des collectivités.
- Avantage
- --------
- Les banques privées déréglementées excluent financièrement de nombreuses personnes tout en endettant
- le gouvernement et la majorité de la population. Elle ne finance pas non plus les priorités
- sociales, économiques et écologiques importantes. Une caisse d'épargne postale soutiendra les
- services bancaires d'utilité publique. C'est la forme de banque dont nous avons besoin pour répondre
- à nos urgences économiques, sociales et environnementales.
- Commentaires d’appui de l’auteur.e(s)
- -------------------------------------
- Les caisses d'épargne postales sont courantes dans certains pays, notamment en Autriche, en France,
- en Allemagne, en Italie, en Nouvelle-Zélande et en Corée. Ces dernières années, la banque d'épargne
- postale du Japon a parfois été la plus grande banque d'épargne du monde.
- Sources :
- 'Why we need postal banking: Canada Post has the infrastructure, experience and legal right to make
- finance cheaper for everyone', John Anderson, Canadian Centre for Policy Alternatives:
- https://www.policyalternatives.ca/publications/monitor/why-we-need-posta…
- ( https://www.policyalternatives.ca/publications/monitor/why-we-need-postal-banking )
- The Sport and Prey of Capitalists: How the Rich Are Stealing Canada's Public Wealth, Chapter Six
- Linda McQuaig:
- https://www.dundurn.com/books_/t22117/a9781459743663-the-sport-and-prey-of-capitalists
- 'It's Time for a Postal Bank for Everyone - How a bank in the Post Office could help you', Canadian
- Union of Postal Workers (CUPW):
- https://www.cupw.ca/en/campaign/resources/its-time-postal-bank-everyone-...
- ( https://www.cupw.ca/en/campaign/resources/its-time-postal-bank-everyone-how-bank-post-office-could-help-you )
- Jim Holland, Katherine Steinhoff and Geoff Bickerton. 2014. The Banks have failed us: Postal Banking
- to the Rescue 22nd Rutgers University Conference on Postal and Delivery Economycs, June 4-7,
- Frascati, Italy.
- "An examination of the ways in which the United States Postal Service and Canada Post could solve
- critical national problems associated with banking."
- https://acorncanada.org/sites/default/files/Holland%20Steinhoff%20Bickerton%20Rutgers%202014.pdf
- ACORN Canada, “Conflict of Interest: How Canada's Largest Banks Support Predatory Lending, March
- 2007, “Despite the demand for basic financial services, access to banks has become more difficult
- over time for many consumers. Many banks have chosen to close their less profitable or lower-traffic
- locations":
- https://acorncanada.org/resource/conflict-interest-how-canadas-largest-banks-support-predatory-lending
- ACORN Canada, “Protecting Canadians' Interest: Reining in the Payday Lending Industry,”November
- 2004." "The payday lending industry is unique in Canada. In most of the country, this billion-dollar
- business is completely unregulated. And it makes money by openly breaking the law against criminal
- interest rates."
- http://www.scribd.com/doc/35804060/Payday-Lending-Report
- Anderson, John. Why Canada Needs Postal Banking. Ottawa: Canadian Centre for Policy Alternatives,
- 2013. "The study examines the wide range of models of postal banking in many countries, and looks at
- the reasons why postal banking should exist in Canada, how it could work, and some of the possible
- options."
- https://www.policyalternatives.ca/publications/reports/why-canada-needs-postal-banking
- Canadian Union of Postal Workers, Banking on a Future for Canada Post: Campaign Support for Postal
- Banking. "Municipalities and groups that have passed resolutions or sent letters in support of
- expanding services like postal banking."
- https://www.publicpostoffice.ca/en/campaign/resources/municipalities-and-groups-have-passed-resolutions-or-sent-letters-support
- Canadian Union of Postal Workers, Banking on a Future for Posts. A financial assessment of postal
- banking and financial services at various postal administrations. "Six case studies – The paper
- looks at banking and financial services provided by postal administrations in Brazil, France, India,
- Italy Switzerland and the United Kingdom."
- https://www.publicpostoffice.ca/sites/default/files/Banking-CUPW-Rutgers2013_en.pdf
- Valeur(s) Vertes
- ----------------
- Sagesse écologique, Développement durable, Justice sociale, Démocratie participative.
- Lien avec la politique actuelle
- -------------------------------
- Ajouter à la politique actuelle du PVC - G10-p24 Banque du Canada.
English
- Submitters' Names
- -----------------
- John Turnbull and Tom Mitchell
- Proposal
- --------
- The GPC will create a government-owned savings bank operated by Canada Post that will offer fee-less
- services to account holders at all post office branches. Bank proceeds will empower communities
- through the financing of democratically controlled, community environmental and social projects not
- commonly funded by commercial banks.
- Objective
- ---------
- To create a publicly-owned, postal savings bank to:
- * extend affordable financial services to Canadians through post offices, in particular those in
- small and remote communities not currently served by the commercial banks;
- * provide local governments financing for important projects of social, environmental and economic
- significance that are not commonly financed by commercial banks; and
- * connect Canadians with their federal government in a social contract that prioritizes the public
- interest of communities.
- Benefit
- -------
- Deregulated private banking financially excludes many while burdening the government and most
- Canadians in debt. It also fails to finance important social, economic and ecological priorities. A
- postal savings bank will support public utility banking. This is the form of banking we need to
- address our economic, social and environmental emergencies.
- Supporting Comments from Submitter
- ----------------------------------
- Postal savings banks are common in other countries, including Austria, France, Germany, Italy, New
- Zealand and Korea. Japan's postal savings bank has at times in recent years been the largest savings
- bank in the world.
- 'Why we need postal banking: Canada Post has the infrastructure, experience and legal right to make
- finance cheaper for everyone', John Anderson, Canadian Centre for Policy Alternatives:
- https://www.policyalternatives.ca/publications/monitor/why-we-need-posta…
- ( https://www.policyalternatives.ca/publications/monitor/why-we-need-postal-banking )
- The Sport and Prey of Capitalists: How the Rich Are Stealing Canada's Public Wealth, Chapter Six
- Linda McQuaig:
- https://www.dundurn.com/books_/t22117/a9781459743663-the-sport-and-prey-of-capitalists
- 'It's Time for a Postal Bank for Everyone - How a bank in the Post Office could help you', Canadian
- Union of Postal Workers (CUPW):
- https://www.cupw.ca/en/campaign/resources/its-time-postal-bank-everyone-...
- ( https://www.cupw.ca/en/campaign/resources/its-time-postal-bank-everyone-how-bank-post-office-could-help-you )
- Jim Holland, Katherine Steinhoff and Geoff Bickerton. 2014. The Banks have failed us: Postal Banking
- to the Rescue 22nd Rutgers University Conference on Postal and Delivery Economycs, June 4-7,
- Frascati, Italy.
- "An examination of the ways in which the United States Postal Service and Canada Post could solve
- critical national problems associated with banking."
- https://acorncanada.org/sites/default/files/Holland%20Steinhoff%20Bickerton%20Rutgers%202014.pdf
- ACORN Canada, “Conflict of Interest: How Canada's Largest Banks Support Predatory Lending, March
- 2007, “Despite the demand for basic financial services, access to banks has become more difficult
- over time for many consumers. Many banks have chosen to close their less profitable or lower-traffic
- locations":
- https://acorncanada.org/resource/conflict-interest-how-canadas-largest-banks-support-predatory-lending
- ACORN Canada, “Protecting Canadians' Interest: Reining in the Payday Lending Industry,”November
- 2004." "The payday lending industry is unique in Canada. In most of the country, this billion-dollar
- business is completely unregulated. And it makes money by openly breaking the law against criminal
- interest rates."
- http://www.scribd.com/doc/35804060/Payday-Lending-Report
- Anderson, John. Why Canada Needs Postal Banking. Ottawa: Canadian Centre for Policy Alternatives,
- 2013. "The study examines the wide range of models of postal banking in many countries, and looks at
- the reasons why postal banking should exist in Canada, how it could work, and some of the possible
- options."
- https://www.policyalternatives.ca/publications/reports/why-canada-needs-postal-banking
- Canadian Union of Postal Workers, Banking on a Future for Canada Post: Campaign Support for Postal
- Banking. "Municipalities and groups that have passed resolutions or sent letters in support of
- expanding services like postal banking."
- https://www.publicpostoffice.ca/en/campaign/resources/municipalities-and-groups-have-passed-resolutions-or-sent-letters-support
- Canadian Union of Postal Workers, Banking on a Future for Posts. A financial assessment of postal
- banking and financial services at various postal administrations. "Six case studies – The paper
- looks at banking and financial services provided by postal administrations in Brazil, France, India,
- Italy Switzerland and the United Kingdom."
- https://www.publicpostoffice.ca/sites/default/files/Banking-CUPW-Rutgers2013_en.pdf
- Green Value(s)
- --------------
- Ecological Wisdom, Sustainability, Participatory Democracy, Social Justice
- Relation to Existing Policy
- ---------------------------
- Add to current GPC policy G10-p24 Bank of Canada.
Ajouts
- Auteurs
- -------
- John Turnbull et Tom Mitchell
- Proposition
- -----------
- Le PVC créera une banque d'épargne gouvernementale exploitée par Postes Canada qui offrira des
- services sans frais aux titulaires de comptes dans toutes les succursales postales. Les recettes de
- la banque permettront aux communautés de s'autonomiser en finançant des projets environnementaux et
- sociaux communautaires contrôlés démocratiquement et qui ne sont généralement pas financés par les
- banques commerciales.
- Objectif
- --------
- Créer une banque d'épargne postale de propriété publique pour :
- * Offrir des services financiers abordables à la population par l'intermédiaire des bureaux de
- poste, en particulier ceux des petites communautés éloignées qui ne sont pas actuellement desservies
- par les banques commerciales ;
- * Fournir aux gouvernements locaux un financement pour d'importants projets d'ordre social,
- environnemental et économique qui ne sont pas couramment financés par les banques commerciales ; et
- * Relier la population à son gouvernement fédéral dans le cadre d'un contrat social qui donne la
- priorité à l'intérêt public des collectivités.
- Avantage
- --------
- Les banques privées déréglementées excluent financièrement de nombreuses personnes tout en endettant
- le gouvernement et la majorité de la population. Elle ne finance pas non plus les priorités
- sociales, économiques et écologiques importantes. Une caisse d'épargne postale soutiendra les
- services bancaires d'utilité publique. C'est la forme de banque dont nous avons besoin pour répondre
- à nos urgences économiques, sociales et environnementales.
- Commentaires d’appui de l’auteur.e(s)
- -------------------------------------
- Les caisses d'épargne postales sont courantes dans certains pays, notamment en Autriche, en France,
- en Allemagne, en Italie, en Nouvelle-Zélande et en Corée. Ces dernières années, la banque d'épargne
- postale du Japon a parfois été la plus grande banque d'épargne du monde.
- Sources :
- 'Why we need postal banking: Canada Post has the infrastructure, experience and legal right to make
- finance cheaper for everyone', John Anderson, Canadian Centre for Policy Alternatives:
- https://www.policyalternatives.ca/publications/monitor/why-we-need-posta…
- ( https://www.policyalternatives.ca/publications/monitor/why-we-need-postal-banking )
- The Sport and Prey of Capitalists: How the Rich Are Stealing Canada's Public Wealth, Chapter Six
- Linda McQuaig:
- https://www.dundurn.com/books_/t22117/a9781459743663-the-sport-and-prey-of-capitalists
- 'It's Time for a Postal Bank for Everyone - How a bank in the Post Office could help you', Canadian
- Union of Postal Workers (CUPW):
- https://www.cupw.ca/en/campaign/resources/its-time-postal-bank-everyone-...
- ( https://www.cupw.ca/en/campaign/resources/its-time-postal-bank-everyone-how-bank-post-office-could-help-you )
- Jim Holland, Katherine Steinhoff and Geoff Bickerton. 2014. The Banks have failed us: Postal Banking
- to the Rescue 22nd Rutgers University Conference on Postal and Delivery Economycs, June 4-7,
- Frascati, Italy.
- "An examination of the ways in which the United States Postal Service and Canada Post could solve
- critical national problems associated with banking."
- https://acorncanada.org/sites/default/files/Holland%20Steinhoff%20Bickerton%20Rutgers%202014.pdf
- ACORN Canada, “Conflict of Interest: How Canada's Largest Banks Support Predatory Lending, March
- 2007, “Despite the demand for basic financial services, access to banks has become more difficult
- over time for many consumers. Many banks have chosen to close their less profitable or lower-traffic
- locations":
- https://acorncanada.org/resource/conflict-interest-how-canadas-largest-banks-support-predatory-lending
- ACORN Canada, “Protecting Canadians' Interest: Reining in the Payday Lending Industry,”November
- 2004." "The payday lending industry is unique in Canada. In most of the country, this billion-dollar
- business is completely unregulated. And it makes money by openly breaking the law against criminal
- interest rates."
- http://www.scribd.com/doc/35804060/Payday-Lending-Report
- Anderson, John. Why Canada Needs Postal Banking. Ottawa: Canadian Centre for Policy Alternatives,
- 2013. "The study examines the wide range of models of postal banking in many countries, and looks at
- the reasons why postal banking should exist in Canada, how it could work, and some of the possible
- options."
- https://www.policyalternatives.ca/publications/reports/why-canada-needs-postal-banking
- Canadian Union of Postal Workers, Banking on a Future for Canada Post: Campaign Support for Postal
- Banking. "Municipalities and groups that have passed resolutions or sent letters in support of
- expanding services like postal banking."
- https://www.publicpostoffice.ca/en/campaign/resources/municipalities-and-groups-have-passed-resolutions-or-sent-letters-support
- Canadian Union of Postal Workers, Banking on a Future for Posts. A financial assessment of postal
- banking and financial services at various postal administrations. "Six case studies – The paper
- looks at banking and financial services provided by postal administrations in Brazil, France, India,
- Italy Switzerland and the United Kingdom."
- https://www.publicpostoffice.ca/sites/default/files/Banking-CUPW-Rutgers2013_en.pdf
- Valeur(s) Vertes
- ----------------
- Sagesse écologique, Développement durable, Justice sociale, Démocratie participative.
- Lien avec la politique actuelle
- -------------------------------
- Ajouter à la politique actuelle du PVC - G10-p24 Banque du Canada.
English
- Submitters' Names
- -----------------
- John Turnbull and Tom Mitchell
- +Ratification Vote Results: Adopted
- +----------------------------------
- +
- Proposal
- --------
- The GPC will create a government-owned savings bank operated by Canada Post that will offer fee-less
- services to account holders at all post office branches. Bank proceeds will empower communities
- through the financing of democratically controlled, community environmental and social projects not
- commonly funded by commercial banks.
- Objective
- ---------
- To create a publicly-owned, postal savings bank to:
- * extend affordable financial services to Canadians through post offices, in particular those in
- small and remote communities not currently served by the commercial banks;
- * provide local governments financing for important projects of social, environmental and economic
- significance that are not commonly financed by commercial banks; and
- * connect Canadians with their federal government in a social contract that prioritizes the public
- interest of communities.
- Benefit
- -------
- Deregulated private banking financially excludes many while burdening the government and most
- Canadians in debt. It also fails to finance important social, economic and ecological priorities. A
- postal savings bank will support public utility banking. This is the form of banking we need to
- address our economic, social and environmental emergencies.
- Supporting Comments from Submitter
- ----------------------------------
- Postal savings banks are common in other countries, including Austria, France, Germany, Italy, New
- Zealand and Korea. Japan's postal savings bank has at times in recent years been the largest savings
- bank in the world.
- 'Why we need postal banking: Canada Post has the infrastructure, experience and legal right to make
- finance cheaper for everyone', John Anderson, Canadian Centre for Policy Alternatives:
- https://www.policyalternatives.ca/publications/monitor/why-we-need-posta…
- ( https://www.policyalternatives.ca/publications/monitor/why-we-need-postal-banking )
- The Sport and Prey of Capitalists: How the Rich Are Stealing Canada's Public Wealth, Chapter Six
- Linda McQuaig:
- https://www.dundurn.com/books_/t22117/a9781459743663-the-sport-and-prey-of-capitalists
- 'It's Time for a Postal Bank for Everyone - How a bank in the Post Office could help you', Canadian
- Union of Postal Workers (CUPW):
- https://www.cupw.ca/en/campaign/resources/its-time-postal-bank-everyone-...
- ( https://www.cupw.ca/en/campaign/resources/its-time-postal-bank-everyone-how-bank-post-office-could-help-you )
- Jim Holland, Katherine Steinhoff and Geoff Bickerton. 2014. The Banks have failed us: Postal Banking
- to the Rescue 22nd Rutgers University Conference on Postal and Delivery Economycs, June 4-7,
- Frascati, Italy.
- "An examination of the ways in which the United States Postal Service and Canada Post could solve
- critical national problems associated with banking."
- https://acorncanada.org/sites/default/files/Holland%20Steinhoff%20Bickerton%20Rutgers%202014.pdf
- ACORN Canada, “Conflict of Interest: How Canada's Largest Banks Support Predatory Lending, March
- 2007, “Despite the demand for basic financial services, access to banks has become more difficult
- over time for many consumers. Many banks have chosen to close their less profitable or lower-traffic
- locations":
- https://acorncanada.org/resource/conflict-interest-how-canadas-largest-banks-support-predatory-lending
- ACORN Canada, “Protecting Canadians' Interest: Reining in the Payday Lending Industry,”November
- 2004." "The payday lending industry is unique in Canada. In most of the country, this billion-dollar
- business is completely unregulated. And it makes money by openly breaking the law against criminal
- interest rates."
- http://www.scribd.com/doc/35804060/Payday-Lending-Report
- Anderson, John. Why Canada Needs Postal Banking. Ottawa: Canadian Centre for Policy Alternatives,
- 2013. "The study examines the wide range of models of postal banking in many countries, and looks at
- the reasons why postal banking should exist in Canada, how it could work, and some of the possible
- options."
- https://www.policyalternatives.ca/publications/reports/why-canada-needs-postal-banking
- Canadian Union of Postal Workers, Banking on a Future for Canada Post: Campaign Support for Postal
- Banking. "Municipalities and groups that have passed resolutions or sent letters in support of
- expanding services like postal banking."
- https://www.publicpostoffice.ca/en/campaign/resources/municipalities-and-groups-have-passed-resolutions-or-sent-letters-support
- Canadian Union of Postal Workers, Banking on a Future for Posts. A financial assessment of postal
- banking and financial services at various postal administrations. "Six case studies – The paper
- looks at banking and financial services provided by postal administrations in Brazil, France, India,
- Italy Switzerland and the United Kingdom."
- https://www.publicpostoffice.ca/sites/default/files/Banking-CUPW-Rutgers2013_en.pdf
- Green Value(s)
- --------------
- Ecological Wisdom, Sustainability, Participatory Democracy, Social Justice
- Relation to Existing Policy
- ---------------------------
- Add to current GPC policy G10-p24 Bank of Canada.
Sélectionner le mode de vue :
Corps du texte
Suppressions
- Auteurs
- -------
- John Turnbull et Tom Mitchell
- Proposition
- -----------
- Le PVC créera une banque d'épargne gouvernementale exploitée par Postes Canada qui offrira des
- services sans frais aux titulaires de comptes dans toutes les succursales postales. Les recettes de
- la banque permettront aux communautés de s'autonomiser en finançant des projets environnementaux et
- sociaux communautaires contrôlés démocratiquement et qui ne sont généralement pas financés par les
- banques commerciales.
- Objectif
- --------
- Créer une banque d'épargne postale de propriété publique pour :
- * Offrir des services financiers abordables à la population par l'intermédiaire des bureaux de
- poste, en particulier ceux des petites communautés éloignées qui ne sont pas actuellement desservies
- par les banques commerciales ;
- * Fournir aux gouvernements locaux un financement pour d'importants projets d'ordre social,
- environnemental et économique qui ne sont pas couramment financés par les banques commerciales ; et
- * Relier la population à son gouvernement fédéral dans le cadre d'un contrat social qui donne la
- priorité à l'intérêt public des collectivités.
- Avantage
- --------
- Les banques privées déréglementées excluent financièrement de nombreuses personnes tout en endettant
- le gouvernement et la majorité de la population. Elle ne finance pas non plus les priorités
- sociales, économiques et écologiques importantes. Une caisse d'épargne postale soutiendra les
- services bancaires d'utilité publique. C'est la forme de banque dont nous avons besoin pour répondre
- à nos urgences économiques, sociales et environnementales.
- Commentaires d’appui de l’auteur.e(s)
- -------------------------------------
- Les caisses d'épargne postales sont courantes dans certains pays, notamment en Autriche, en France,
- en Allemagne, en Italie, en Nouvelle-Zélande et en Corée. Ces dernières années, la banque d'épargne
- postale du Japon a parfois été la plus grande banque d'épargne du monde.
- Sources :
- 'Why we need postal banking: Canada Post has the infrastructure, experience and legal right to make
- finance cheaper for everyone', John Anderson, Canadian Centre for Policy Alternatives:
- https://www.policyalternatives.ca/publications/monitor/why-we-need-posta…
- ( https://www.policyalternatives.ca/publications/monitor/why-we-need-postal-banking )
- The Sport and Prey of Capitalists: How the Rich Are Stealing Canada's Public Wealth, Chapter Six
- Linda McQuaig:
- https://www.dundurn.com/books_/t22117/a9781459743663-the-sport-and-prey-of-capitalists
- 'It's Time for a Postal Bank for Everyone - How a bank in the Post Office could help you', Canadian
- Union of Postal Workers (CUPW):
- https://www.cupw.ca/en/campaign/resources/its-time-postal-bank-everyone-...
- ( https://www.cupw.ca/en/campaign/resources/its-time-postal-bank-everyone-how-bank-post-office-could-help-you )
- Jim Holland, Katherine Steinhoff and Geoff Bickerton. 2014. The Banks have failed us: Postal Banking
- to the Rescue 22nd Rutgers University Conference on Postal and Delivery Economycs, June 4-7,
- Frascati, Italy.
- "An examination of the ways in which the United States Postal Service and Canada Post could solve
- critical national problems associated with banking."
- https://acorncanada.org/sites/default/files/Holland%20Steinhoff%20Bickerton%20Rutgers%202014.pdf
- ACORN Canada, “Conflict of Interest: How Canada's Largest Banks Support Predatory Lending, March
- 2007, “Despite the demand for basic financial services, access to banks has become more difficult
- over time for many consumers. Many banks have chosen to close their less profitable or lower-traffic
- locations":
- https://acorncanada.org/resource/conflict-interest-how-canadas-largest-banks-support-predatory-lending
- ACORN Canada, “Protecting Canadians' Interest: Reining in the Payday Lending Industry,”November
- 2004." "The payday lending industry is unique in Canada. In most of the country, this billion-dollar
- business is completely unregulated. And it makes money by openly breaking the law against criminal
- interest rates."
- http://www.scribd.com/doc/35804060/Payday-Lending-Report
- Anderson, John. Why Canada Needs Postal Banking. Ottawa: Canadian Centre for Policy Alternatives,
- 2013. "The study examines the wide range of models of postal banking in many countries, and looks at
- the reasons why postal banking should exist in Canada, how it could work, and some of the possible
- options."
- https://www.policyalternatives.ca/publications/reports/why-canada-needs-postal-banking
- Canadian Union of Postal Workers, Banking on a Future for Canada Post: Campaign Support for Postal
- Banking. "Municipalities and groups that have passed resolutions or sent letters in support of
- expanding services like postal banking."
- https://www.publicpostoffice.ca/en/campaign/resources/municipalities-and-groups-have-passed-resolutions-or-sent-letters-support
- Canadian Union of Postal Workers, Banking on a Future for Posts. A financial assessment of postal
- banking and financial services at various postal administrations. "Six case studies – The paper
- looks at banking and financial services provided by postal administrations in Brazil, France, India,
- Italy Switzerland and the United Kingdom."
- https://www.publicpostoffice.ca/sites/default/files/Banking-CUPW-Rutgers2013_en.pdf
- Valeur(s) Vertes
- ----------------
- Sagesse écologique, Développement durable, Justice sociale, Démocratie participative.
- Lien avec la politique actuelle
- -------------------------------
- Ajouter à la politique actuelle du PVC - G10-p24 Banque du Canada.
English
- Submitters' Names
- -----------------
- John Turnbull and Tom Mitchell
- Proposal
- --------
- The GPC will create a government-owned savings bank operated by Canada Post that will offer fee-less
- services to account holders at all post office branches. Bank proceeds will empower communities
- through the financing of democratically controlled, community environmental and social projects not
- commonly funded by commercial banks.
- Objective
- ---------
- To create a publicly-owned, postal savings bank to:
- * extend affordable financial services to Canadians through post offices, in particular those in
- small and remote communities not currently served by the commercial banks;
- * provide local governments financing for important projects of social, environmental and economic
- significance that are not commonly financed by commercial banks; and
- * connect Canadians with their federal government in a social contract that prioritizes the public
- interest of communities.
- Benefit
- -------
- Deregulated private banking financially excludes many while burdening the government and most
- Canadians in debt. It also fails to finance important social, economic and ecological priorities. A
- postal savings bank will support public utility banking. This is the form of banking we need to
- address our economic, social and environmental emergencies.
- Supporting Comments from Submitter
- ----------------------------------
- Postal savings banks are common in other countries, including Austria, France, Germany, Italy, New
- Zealand and Korea. Japan's postal savings bank has at times in recent years been the largest savings
- bank in the world.
- 'Why we need postal banking: Canada Post has the infrastructure, experience and legal right to make
- finance cheaper for everyone', John Anderson, Canadian Centre for Policy Alternatives:
- https://www.policyalternatives.ca/publications/monitor/why-we-need-posta…
- ( https://www.policyalternatives.ca/publications/monitor/why-we-need-postal-banking )
- The Sport and Prey of Capitalists: How the Rich Are Stealing Canada's Public Wealth, Chapter Six
- Linda McQuaig:
- https://www.dundurn.com/books_/t22117/a9781459743663-the-sport-and-prey-of-capitalists
- 'It's Time for a Postal Bank for Everyone - How a bank in the Post Office could help you', Canadian
- Union of Postal Workers (CUPW):
- https://www.cupw.ca/en/campaign/resources/its-time-postal-bank-everyone-...
- ( https://www.cupw.ca/en/campaign/resources/its-time-postal-bank-everyone-how-bank-post-office-could-help-you )
- Jim Holland, Katherine Steinhoff and Geoff Bickerton. 2014. The Banks have failed us: Postal Banking
- to the Rescue 22nd Rutgers University Conference on Postal and Delivery Economycs, June 4-7,
- Frascati, Italy.
- "An examination of the ways in which the United States Postal Service and Canada Post could solve
- critical national problems associated with banking."
- https://acorncanada.org/sites/default/files/Holland%20Steinhoff%20Bickerton%20Rutgers%202014.pdf
- ACORN Canada, “Conflict of Interest: How Canada's Largest Banks Support Predatory Lending, March
- 2007, “Despite the demand for basic financial services, access to banks has become more difficult
- over time for many consumers. Many banks have chosen to close their less profitable or lower-traffic
- locations":
- https://acorncanada.org/resource/conflict-interest-how-canadas-largest-banks-support-predatory-lending
- ACORN Canada, “Protecting Canadians' Interest: Reining in the Payday Lending Industry,”November
- 2004." "The payday lending industry is unique in Canada. In most of the country, this billion-dollar
- business is completely unregulated. And it makes money by openly breaking the law against criminal
- interest rates."
- http://www.scribd.com/doc/35804060/Payday-Lending-Report
- Anderson, John. Why Canada Needs Postal Banking. Ottawa: Canadian Centre for Policy Alternatives,
- 2013. "The study examines the wide range of models of postal banking in many countries, and looks at
- the reasons why postal banking should exist in Canada, how it could work, and some of the possible
- options."
- https://www.policyalternatives.ca/publications/reports/why-canada-needs-postal-banking
- Canadian Union of Postal Workers, Banking on a Future for Canada Post: Campaign Support for Postal
- Banking. "Municipalities and groups that have passed resolutions or sent letters in support of
- expanding services like postal banking."
- https://www.publicpostoffice.ca/en/campaign/resources/municipalities-and-groups-have-passed-resolutions-or-sent-letters-support
- Canadian Union of Postal Workers, Banking on a Future for Posts. A financial assessment of postal
- banking and financial services at various postal administrations. "Six case studies – The paper
- looks at banking and financial services provided by postal administrations in Brazil, France, India,
- Italy Switzerland and the United Kingdom."
- https://www.publicpostoffice.ca/sites/default/files/Banking-CUPW-Rutgers2013_en.pdf
- Green Value(s)
- --------------
- Ecological Wisdom, Sustainability, Participatory Democracy, Social Justice
- Relation to Existing Policy
- ---------------------------
- Add to current GPC policy G10-p24 Bank of Canada.
Ajouts
- Auteurs
- -------
- John Turnbull et Tom Mitchell
- Proposition
- -----------
- Le PVC créera une banque d'épargne gouvernementale exploitée par Postes Canada qui offrira des
- services sans frais aux titulaires de comptes dans toutes les succursales postales. Les recettes de
- la banque permettront aux communautés de s'autonomiser en finançant des projets environnementaux et
- sociaux communautaires contrôlés démocratiquement et qui ne sont généralement pas financés par les
- banques commerciales.
- Objectif
- --------
- Créer une banque d'épargne postale de propriété publique pour :
- * Offrir des services financiers abordables à la population par l'intermédiaire des bureaux de
- poste, en particulier ceux des petites communautés éloignées qui ne sont pas actuellement desservies
- par les banques commerciales ;
- * Fournir aux gouvernements locaux un financement pour d'importants projets d'ordre social,
- environnemental et économique qui ne sont pas couramment financés par les banques commerciales ; et
- * Relier la population à son gouvernement fédéral dans le cadre d'un contrat social qui donne la
- priorité à l'intérêt public des collectivités.
- Avantage
- --------
- Les banques privées déréglementées excluent financièrement de nombreuses personnes tout en endettant
- le gouvernement et la majorité de la population. Elle ne finance pas non plus les priorités
- sociales, économiques et écologiques importantes. Une caisse d'épargne postale soutiendra les
- services bancaires d'utilité publique. C'est la forme de banque dont nous avons besoin pour répondre
- à nos urgences économiques, sociales et environnementales.
- Commentaires d’appui de l’auteur.e(s)
- -------------------------------------
- Les caisses d'épargne postales sont courantes dans certains pays, notamment en Autriche, en France,
- en Allemagne, en Italie, en Nouvelle-Zélande et en Corée. Ces dernières années, la banque d'épargne
- postale du Japon a parfois été la plus grande banque d'épargne du monde.
- Sources :
- 'Why we need postal banking: Canada Post has the infrastructure, experience and legal right to make
- finance cheaper for everyone', John Anderson, Canadian Centre for Policy Alternatives:
- https://www.policyalternatives.ca/publications/monitor/why-we-need-posta…
- ( https://www.policyalternatives.ca/publications/monitor/why-we-need-postal-banking )
- The Sport and Prey of Capitalists: How the Rich Are Stealing Canada's Public Wealth, Chapter Six
- Linda McQuaig:
- https://www.dundurn.com/books_/t22117/a9781459743663-the-sport-and-prey-of-capitalists
- 'It's Time for a Postal Bank for Everyone - How a bank in the Post Office could help you', Canadian
- Union of Postal Workers (CUPW):
- https://www.cupw.ca/en/campaign/resources/its-time-postal-bank-everyone-...
- ( https://www.cupw.ca/en/campaign/resources/its-time-postal-bank-everyone-how-bank-post-office-could-help-you )
- Jim Holland, Katherine Steinhoff and Geoff Bickerton. 2014. The Banks have failed us: Postal Banking
- to the Rescue 22nd Rutgers University Conference on Postal and Delivery Economycs, June 4-7,
- Frascati, Italy.
- "An examination of the ways in which the United States Postal Service and Canada Post could solve
- critical national problems associated with banking."
- https://acorncanada.org/sites/default/files/Holland%20Steinhoff%20Bickerton%20Rutgers%202014.pdf
- ACORN Canada, “Conflict of Interest: How Canada's Largest Banks Support Predatory Lending, March
- 2007, “Despite the demand for basic financial services, access to banks has become more difficult
- over time for many consumers. Many banks have chosen to close their less profitable or lower-traffic
- locations":
- https://acorncanada.org/resource/conflict-interest-how-canadas-largest-banks-support-predatory-lending
- ACORN Canada, “Protecting Canadians' Interest: Reining in the Payday Lending Industry,”November
- 2004." "The payday lending industry is unique in Canada. In most of the country, this billion-dollar
- business is completely unregulated. And it makes money by openly breaking the law against criminal
- interest rates."
- http://www.scribd.com/doc/35804060/Payday-Lending-Report
- Anderson, John. Why Canada Needs Postal Banking. Ottawa: Canadian Centre for Policy Alternatives,
- 2013. "The study examines the wide range of models of postal banking in many countries, and looks at
- the reasons why postal banking should exist in Canada, how it could work, and some of the possible
- options."
- https://www.policyalternatives.ca/publications/reports/why-canada-needs-postal-banking
- Canadian Union of Postal Workers, Banking on a Future for Canada Post: Campaign Support for Postal
- Banking. "Municipalities and groups that have passed resolutions or sent letters in support of
- expanding services like postal banking."
- https://www.publicpostoffice.ca/en/campaign/resources/municipalities-and-groups-have-passed-resolutions-or-sent-letters-support
- Canadian Union of Postal Workers, Banking on a Future for Posts. A financial assessment of postal
- banking and financial services at various postal administrations. "Six case studies – The paper
- looks at banking and financial services provided by postal administrations in Brazil, France, India,
- Italy Switzerland and the United Kingdom."
- https://www.publicpostoffice.ca/sites/default/files/Banking-CUPW-Rutgers2013_en.pdf
- Valeur(s) Vertes
- ----------------
- Sagesse écologique, Développement durable, Justice sociale, Démocratie participative.
- Lien avec la politique actuelle
- -------------------------------
- Ajouter à la politique actuelle du PVC - G10-p24 Banque du Canada.
English
- Submitters' Names
- -----------------
- John Turnbull and Tom Mitchell
- +Ratification Vote Results: Adopted
- +----------------------------------
- +
- Proposal
- --------
- The GPC will create a government-owned savings bank operated by Canada Post that will offer fee-less
- services to account holders at all post office branches. Bank proceeds will empower communities
- through the financing of democratically controlled, community environmental and social projects not
- commonly funded by commercial banks.
- Objective
- ---------
- To create a publicly-owned, postal savings bank to:
- * extend affordable financial services to Canadians through post offices, in particular those in
- small and remote communities not currently served by the commercial banks;
- * provide local governments financing for important projects of social, environmental and economic
- significance that are not commonly financed by commercial banks; and
- * connect Canadians with their federal government in a social contract that prioritizes the public
- interest of communities.
- Benefit
- -------
- Deregulated private banking financially excludes many while burdening the government and most
- Canadians in debt. It also fails to finance important social, economic and ecological priorities. A
- postal savings bank will support public utility banking. This is the form of banking we need to
- address our economic, social and environmental emergencies.
- Supporting Comments from Submitter
- ----------------------------------
- Postal savings banks are common in other countries, including Austria, France, Germany, Italy, New
- Zealand and Korea. Japan's postal savings bank has at times in recent years been the largest savings
- bank in the world.
- 'Why we need postal banking: Canada Post has the infrastructure, experience and legal right to make
- finance cheaper for everyone', John Anderson, Canadian Centre for Policy Alternatives:
- https://www.policyalternatives.ca/publications/monitor/why-we-need-posta…
- ( https://www.policyalternatives.ca/publications/monitor/why-we-need-postal-banking )
- The Sport and Prey of Capitalists: How the Rich Are Stealing Canada's Public Wealth, Chapter Six
- Linda McQuaig:
- https://www.dundurn.com/books_/t22117/a9781459743663-the-sport-and-prey-of-capitalists
- 'It's Time for a Postal Bank for Everyone - How a bank in the Post Office could help you', Canadian
- Union of Postal Workers (CUPW):
- https://www.cupw.ca/en/campaign/resources/its-time-postal-bank-everyone-...
- ( https://www.cupw.ca/en/campaign/resources/its-time-postal-bank-everyone-how-bank-post-office-could-help-you )
- Jim Holland, Katherine Steinhoff and Geoff Bickerton. 2014. The Banks have failed us: Postal Banking
- to the Rescue 22nd Rutgers University Conference on Postal and Delivery Economycs, June 4-7,
- Frascati, Italy.
- "An examination of the ways in which the United States Postal Service and Canada Post could solve
- critical national problems associated with banking."
- https://acorncanada.org/sites/default/files/Holland%20Steinhoff%20Bickerton%20Rutgers%202014.pdf
- ACORN Canada, “Conflict of Interest: How Canada's Largest Banks Support Predatory Lending, March
- 2007, “Despite the demand for basic financial services, access to banks has become more difficult
- over time for many consumers. Many banks have chosen to close their less profitable or lower-traffic
- locations":
- https://acorncanada.org/resource/conflict-interest-how-canadas-largest-banks-support-predatory-lending
- ACORN Canada, “Protecting Canadians' Interest: Reining in the Payday Lending Industry,”November
- 2004." "The payday lending industry is unique in Canada. In most of the country, this billion-dollar
- business is completely unregulated. And it makes money by openly breaking the law against criminal
- interest rates."
- http://www.scribd.com/doc/35804060/Payday-Lending-Report
- Anderson, John. Why Canada Needs Postal Banking. Ottawa: Canadian Centre for Policy Alternatives,
- 2013. "The study examines the wide range of models of postal banking in many countries, and looks at
- the reasons why postal banking should exist in Canada, how it could work, and some of the possible
- options."
- https://www.policyalternatives.ca/publications/reports/why-canada-needs-postal-banking
- Canadian Union of Postal Workers, Banking on a Future for Canada Post: Campaign Support for Postal
- Banking. "Municipalities and groups that have passed resolutions or sent letters in support of
- expanding services like postal banking."
- https://www.publicpostoffice.ca/en/campaign/resources/municipalities-and-groups-have-passed-resolutions-or-sent-letters-support
- Canadian Union of Postal Workers, Banking on a Future for Posts. A financial assessment of postal
- banking and financial services at various postal administrations. "Six case studies – The paper
- looks at banking and financial services provided by postal administrations in Brazil, France, India,
- Italy Switzerland and the United Kingdom."
- https://www.publicpostoffice.ca/sites/default/files/Banking-CUPW-Rutgers2013_en.pdf
- Green Value(s)
- --------------
- Ecological Wisdom, Sustainability, Participatory Democracy, Social Justice
- Relation to Existing Policy
- ---------------------------
- Add to current GPC policy G10-p24 Bank of Canada.
G21-P007 Créer un accès aux services bancaires dans les points de vente de Postes Canada
Auteurs
John Turnbull et Tom Mitchell
Proposition
Le PVC créera une banque d'épargne gouvernementale exploitée par Postes Canada qui offrira des services sans frais aux titulaires de comptes dans toutes les succursales postales. Les recettes de la banque permettront aux communautés de s'autonomiser en finançant des projets environnementaux et sociaux communautaires contrôlés démocratiquement et qui ne sont généralement pas financés par les banques commerciales.
Objectif
Créer une banque d'épargne postale de propriété publique pour :
- Offrir des services financiers abordables à la population par l'intermédiaire des bureaux de poste, en particulier ceux des petites communautés éloignées qui ne sont pas actuellement desservies par les banques commerciales ;
- Fournir aux gouvernements locaux un financement pour d'importants projets d'ordre social, environnemental et économique qui ne sont pas couramment financés par les banques commerciales ; et
- Relier la population à son gouvernement fédéral dans le cadre d'un contrat social qui donne la priorité à l'intérêt public des collectivités.
Avantage
Les banques privées déréglementées excluent financièrement de nombreuses personnes tout en endettant le gouvernement et la majorité de la population. Elle ne finance pas non plus les priorités sociales, économiques et écologiques importantes. Une caisse d'épargne postale soutiendra les services bancaires d'utilité publique. C'est la forme de banque dont nous avons besoin pour répondre à nos urgences économiques, sociales et environnementales.
Commentaires d’appui de l’auteur.e(s)
Les caisses d'épargne postales sont courantes dans certains pays, notamment en Autriche, en France, en Allemagne, en Italie, en Nouvelle-Zélande et en Corée. Ces dernières années, la banque d'épargne postale du Japon a parfois été la plus grande banque d'épargne du monde.
Sources :
'Why we need postal banking: Canada Post has the infrastructure, experience and legal right to make finance cheaper for everyone', John Anderson, Canadian Centre for Policy Alternatives:
https://www.policyalternatives.ca/publications/monitor/why-we-need-posta…
The Sport and Prey of Capitalists: How the Rich Are Stealing Canada's Public Wealth, Chapter Six Linda McQuaig:
https://www.dundurn.com/books_/t22117/a9781459743663-the-sport-and-prey-of-capitalists
'It's Time for a Postal Bank for Everyone - How a bank in the Post Office could help you', Canadian Union of Postal Workers (CUPW):
https://www.cupw.ca/en/campaign/resources/its-time-postal-bank-everyone-...
Jim Holland, Katherine Steinhoff and Geoff Bickerton. 2014. The Banks have failed us: Postal Banking to the Rescue 22nd Rutgers University Conference on Postal and Delivery Economycs, June 4-7, Frascati, Italy.
"An examination of the ways in which the United States Postal Service and Canada Post could solve critical national problems associated with banking."
https://acorncanada.org/sites/default/files/Holland%20Steinhoff%20Bickerton%20Rutgers%202014.pdf
ACORN Canada, “Conflict of Interest: How Canada's Largest Banks Support Predatory Lending, March 2007, “Despite the demand for basic financial services, access to banks has become more difficult over time for many consumers. Many banks have chosen to close their less profitable or lower-traffic locations":
ACORN Canada, “Protecting Canadians' Interest: Reining in the Payday Lending Industry,”November 2004." "The payday lending industry is unique in Canada. In most of the country, this billion-dollar business is completely unregulated. And it makes money by openly breaking the law against criminal interest rates."
http://www.scribd.com/doc/35804060/Payday-Lending-Report
Anderson, John. Why Canada Needs Postal Banking. Ottawa: Canadian Centre for Policy Alternatives, 2013. "The study examines the wide range of models of postal banking in many countries, and looks at the reasons why postal banking should exist in Canada, how it could work, and some of the possible options."
https://www.policyalternatives.ca/publications/reports/why-canada-needs-postal-banking
Canadian Union of Postal Workers, Banking on a Future for Canada Post: Campaign Support for Postal Banking. "Municipalities and groups that have passed resolutions or sent letters in support of expanding services like postal banking."
Canadian Union of Postal Workers, Banking on a Future for Posts. A financial assessment of postal banking and financial services at various postal administrations. "Six case studies – The paper looks at banking and financial services provided by postal administrations in Brazil, France, India, Italy Switzerland and the United Kingdom."
https://www.publicpostoffice.ca/sites/default/files/Banking-CUPW-Rutgers2013_en.pdf
Valeur(s) Vertes
Sagesse écologique, Développement durable, Justice sociale, Démocratie participative.
Lien avec la politique actuelle
Ajouter à la politique actuelle du PVC - G10-p24 Banque du Canada.
Auteur de la version
Version créée le
02/08/2022 19:07
